Best B2B Ordering Software with Native Net Terms in 2026 |…

OrderDock

B2B wholesale ordering portal with native net-30 and net-60 terms configured per dealer account. Terms, credit limits, and payment reminders are built in.

Pros

✓ Native net-30/60 terms per account
✓ Credit limit management
✓ No third-party app required
✓ $20-99/mo flat rate

Cons

× Recently launched
× No retail consumer storefront
× Smaller ecosystem than established platforms

Pricing: from $20/mo

Verdict: Best choice for manufacturers and distributors who need net terms as a core feature, not a bolt-on.

OroCommerce

Enterprise B2B ecommerce platform with deep native support for payment terms, credit management, and invoice-based workflows.

Pros

✓ Native net terms with full credit management
✓ Complex account hierarchy and terms per entity
✓ ERP-integrated payment workflows

Cons

× $3,750+/mo enterprise edition
× 6-12 month implementation
× Requires IT team

Pricing: $3,750+/mo (Enterprise)

Verdict: Deep native net terms for enterprise operations that can support implementation complexity.

NetSuite SuiteCommerce

NetSuite's B2B ecommerce module that extends native NetSuite AR into an ordering portal, including net terms from your ERP.

Pros

✓ Terms inherited from NetSuite AR module
✓ Native ERP integration
✓ Payment aging ties to accounting directly

Cons

× Requires NetSuite subscription
× Complex implementation
× High total cost

Pricing: NetSuite starts at $999/mo + SuiteCommerce add-on

Verdict: Best if you're already running NetSuite. Adds too much complexity and cost if you're not.

Shopify Plus + Net Terms App

Shopify Plus with a third-party net terms app bolted on. Works, but adds cost and integration complexity.

Pros

✓ Large platform with many net terms app options
✓ Flexible configuration with the right app

Cons

× $2,300+/mo for Plus
× Net terms app costs $50-200/mo extra
× Some apps charge % of invoice value
× Integration can break during updates

Pricing: $2,300+/mo + $50-200/mo for net terms app

Verdict: Works for Shopify Plus users who need net terms. The app adds cost and dependency. Not a native solution.

Handshake (now Shopify Handshake)

Shopify's wholesale marketplace, separate from the main Shopify platform. Handles basic net terms for buyers.

Pros

✓ Part of Shopify ecosystem
✓ Built-in net 60 for buyers on marketplace orders
✓ No additional setup for basic terms

Cons

× Marketplace model — not a direct portal
× Limited customization
× Buyer relationship mediated by marketplace

Pricing: Free (marketplace model)

Verdict: Works if you want wholesale through Shopify's marketplace. Not a fit for a branded direct-to-buyer channel.

Why Net Terms Are a Requirement, Not a Feature

In wholesale, net terms aren’t a premium option. They’re the default way business gets done. Your dealers place a PO, you ship, they pay on the agreed schedule. The alternative — requiring a credit card at checkout — creates friction that kills adoption among experienced wholesale buyers.

Most ecommerce platforms built for retail treat net terms as an edge case. Consumer buyers pay with cards. The entire checkout architecture is designed around that assumption.

When you force a wholesale buyer through a retail checkout that expects credit card payment, you’re asking them to change how they do business. Most won’t. They’ll keep calling your sales team instead.

Native vs. App-Based Net Terms

There’s a meaningful difference between a platform that has native net terms management and one that achieves it through a third-party app.

Native means: terms are configured per account in the platform itself, applied automatically when that buyer logs in and checks out, and the payment status is tracked in your dashboard. No additional software required.

App-based means: you subscribe to a separate software product, connect it to your ecommerce platform via an API, and configure terms there. When either system updates, the integration can break. You’re managing two vendor relationships instead of one.

For something as central to your workflow as payment terms, native is worth prioritizing.

The Cost Equation

Net terms apps for Shopify typically run $50-200/mo. Some charge a percentage of invoice value on top of the subscription. If you’re doing $100,000/mo in net-terms orders and the app charges 1%, that’s $1,000/mo in fees beyond the subscription.

Native net terms in a purpose-built wholesale portal cost nothing beyond the flat monthly platform fee. At $20-99/mo for the entire platform including net terms, the comparison is straightforward.

Q&A

Why is native net terms support important in B2B ordering software?

Net terms are the standard payment method in wholesale. If your platform does not support them natively, you need third-party apps or manual invoicing. Native support means automated invoice generation, payment tracking, overdue notifications, and credit limit enforcement without extra tools.

Q&A

Which B2B ordering platforms include native net terms?

OrderDock, OroCommerce, and some NetSuite configurations include native net-30 and net-60 term management. Shopify Plus and BigCommerce both require third-party apps for net terms. The app approach adds monthly cost and creates integration points that can break during platform updates.

See How We Compare

Why don't most ecommerce platforms support net terms natively?

Most ecommerce platforms were built for consumer retail, where credit card payment at checkout is standard. Net terms require credit assessment, invoice management, aging tracking, and payment reminders — accounting workflows that retail platforms weren't designed for.

What's the risk of using a net terms app on Shopify?

App dependencies create fragility. When Shopify updates its platform, apps can break. If your net terms app has an outage, your buyers can't complete orders on terms. Native support eliminates this single point of failure.

How do I set net terms per customer account?

In a purpose-built B2B portal, you configure terms during account setup: net 30, net 60, or custom. Each buyer logs in and their terms are automatically applied at checkout. No manual intervention per order.

Keep reading

Shopify Plus Alternative for Wholesale Ordering

Shopify Plus costs $2,300+/mo and was built for retail. If wholesale is your primary channel, you're paying for a platform built for someone else's business.

Shopify Plus B2B True Cost: What You Actually Pay in Year 1 and Year 3

Shopify Plus starts at $2,300/mo, but the costs that don't appear on any pricing page determine whether this platform makes financial sense for wholesale.

How to Implement Net-30 and Net-60 Payment Terms in Your B2B Ordering Portal

Moving wholesale payment terms online is more than a configuration step. Here's how to set up net terms in your B2B portal without disrupting existing buyer relationships.

Best B2B Ordering Portals for Manufacturers in 2026

Compared: 5 B2B ordering portals built for manufacturers and industrial distributors. Pricing, native B2B features, and honest trade-offs for each.